There is no catch or risk for yourself and your partner, at Key visa we have a policy and a very simple contract in Thai and English that clearly states if the visa is refused we refund any monies given to Key visa back to the client less the associated Embassy fee of which a copy of the embassy receipt is given to you when the application is submitted so it is up to our consultants to guarantee the visa at no risk to the client and in layman terms no company likes to refund money or have an unhappy customer so it is imperative to get it right first time.