UK Settlement Financial Requirement
If you wish to get a refusal on a settlement visa to the UK then attempt it yourself without professional help and you can be more than likely guaranteed to make a mistake on the financial requirements that have to be shown and proved for a UK settlement visa to be granted. The financial requirement was introduced to the visa application in June 2012 and since it made its debut it has become increasingly more difficult, but easier for us to understand as visa consultants.
The reason the financial requirement was introduced was because previously there was no control or no way of checking if the details submitted on the visa application form were correct it was normally taken at face value and if you was working employed or self employed or receiving an income in the UK then this was normally fine.
Not anymore, the new stringent income rules set out by the UKVI is plainly clear you have to prove on paper which is checked and double checked that you can take care of your Thai partner for the duration of their life in the UK without them being a burden to the British Government.
Why Use Key Visa Company?
Simply because we have 18 years of knowledge, not just with the new financial rules but also how to present it to the British Embassy visa officers; which has taken years to master. This includes presenting a water tight package and attempting it alone could be a costly disaster.
Even if you meet the income threshold it does not mean you will get it processed correctly so let Key Visa do the work.
What application forms should I be using
If you do not know then you should not be attempting the visa application by yourself. It is common knowledge to visa consultants that the main visa application is presented online and paid for at the time of booking an appointment. Attached to this online form you should present the financial appendix which gives the UKVI the correct information on your finances and how you can prove the financial threshold to help obtain your Thai spouse a UK visa. There are different appendix forms depending on the circumstances so getting it correct is the only option.
What are the Financial Requirements?
Employment full time: proving that you have been employed for 6 months or more in the UK and that your salary averages out to exceed the £18,600 before tax is taken. You will need to show salary slips and bank statements.
Returning UK resident: Lets say you have been employed in Thailand and you will be returning back to the UK to settle. You can show you have been earning more than the £18,600 gross whilst overseas and when you return you have a job offer in writing which exceeds the financial requirements.
This should satisfy the UKVI.
Self Employed: Like a lot of clients you are self-employed in the UK for at least 12 months minimum and you can provide your accounts for the last 12 months or it can be taken as an average income over the last 2 years, this will meet the financial requirements.
Savings: You can show £62,500 in savings which have been in a bank account under your control for six months without the balance dropping below the required amount.
Pension income: You have combined pensions including state and private pensions which will exceed the financial threshold of £18,600 gross.
What if I am not employed?
- Rental income if can be prove legitimate
- Interest payments on savings and bonds
- Maternity payments
- Carers Allowance
I am on disability benefit – are there any exceptions?
The above are examples of what can be taken in to consideration if the documentation is available and presented correctly so please check with the Key Visa staff to see if you as the sponsor meet the financial threshold set out by the UKVI.
You must be aware that showing the financial threshold alone will not successfully guarantee that your visa will be issued you must supply a multitude of other documents including accommodation, relationship evidence that will give the clearing officer a reason to say yes and not the dreaded NO, so getting it correct as a package is imperative and that’s why our trained consultants will be able to guide you in the correct direction and also make sure the documentation is sufficient to ensure that the visa is issued.
We have 14 years experience in obtaining UK settlement visas with faultless accuracy and priceless experience so why go elsewhere?
For a to apply for a visa or get further information on our service and all associated costs at very competitive rates and no hidden agenda can you please contact us at [email protected] or call our office in Thailand on 038 422 131 or use the contact form below to ask us a question.
My name is Mr. Darren McGarry and I am the owner and the main visa consultant of Key Visa Company.
I have given you my procedures and inclusive costings for the UK Settlement Financial Requirement application and you will see there is no financial risk and that the fee is reasonable.
I find that when the visa has been awarded most clients feel they are happy to have paid a professional company to obtain and present the visa application to get it correct first time.
Don’t just take our word for it – watch the videos below to hear what our clients have to say…
Robert P.
00:40 05 Jun 23
Very fast, simple smooth, efficient service.
Lewi L.
03:04 21 May 23
If you need assistance with any visa related this is the place in Pattaya.
Stephen A.
07:41 05 Mar 23
Key visa was the best. Sadly the owner, Darren, past away December 22.
danny W.
03:43 13 Feb 23
Absolutely fantastic service great staff totally stress free and professional services I highly recommend.
Bob C.
11:33 09 Feb 23
Dave C.
14:30 08 Feb 23
been using this company for years, great service.
Keith J.
04:01 26 Jan 23
Tom A.
23:04 21 Jan 23
kook A.
10:17 18 Jan 23
DAVID C.
06:47 17 Jan 23
Recently obtained a visa for myself and British passport for my partner..No hassle no immigration queueing. Great staff great service thank you Key Visa Thailand…..
Frank J.
10:43 01 Jan 23
Very helful and efficient.
Francisco M.
08:20 31 Dec 22
I went to key visa company for a consultation about marriage visa. it turned out they don't do that type of visa but there was another option and the lady was professional and courteous. but since my visa is not finalized I can't honestly give a full report on visa company.
tony L.
01:17 30 Dec 22
The service and support I received from Darren & his Team in relation to a recent Passport Application for my son was exemplary.The service & professional way in which they expedited the application & explained clearly each step of the process's involved, was faultless.All of which resulted in a speedy & positive result.Darren & TeamThank you very much & I wish you all,A Very Happy & Prosperous New Year 2023 ( post Covid)Tony
Kristijan C.
16:48 22 Dec 22
Great helpful staff
Sean T.
11:39 21 Dec 22
Job done, Thank you team and sorry to hear of the passing of Darren 🙏
Thomas K.
14:21 13 Dec 22
Thank you for your reply, but there is no ringtone or pickup when ringing your office and none of my mails and messages have been answered.
Michael S.
15:42 10 Dec 22
I read today that Darren suddenly has passed away - far too early in his life.It's never too late to write a review and his services on his company - named Key Visa Co. - so I will use this review to say that I have always been satisfied helping me by his large knowledge about the visa system in Thailand.Every time I met him I was surpriced to noticed his honest and friendly commitment, and over the years I was always convinced that he was not only helpful but also indicated in his way of recognizing his customers. You could always count on him and I was never disappointed.It pains me that he has passed away at such an early age, but I believe that his customers will always remember him as a businessman who only wanted to give his customers the best possible experience and service.He will be missed!R.I.P. Darren.
C B
15:54 09 Dec 22
Seems to know about visas in Thailand
Peter W.
07:23 08 Dec 22
The Key visa team led by Darren have 18 years of experience navigating the visa minefield.I am just one of Darren’s satisfied clients.
Chris T
13:24 03 Dec 22
Fast and friendly
Ross C.
16:28 30 Nov 22
Fantastic company. Darren & his team couldn’t of been better! Polite, responsive, knowledgeable and most importantly they know what they’re doing & get the job done!! Very pleased with the entire process start to finish, me & my GF will be using the company for all of our visa needs moving forward! Thank you Darren & the team!!UK tourist visa application for Thai national.
Leo T.
09:53 25 Nov 22
Fantastic service
Christopher W.
08:01 25 Nov 22
key Visa has a proven track record. They have got me a retirement visa for years and renewed my passport without me having to go to Bangkok. They also got my daughter, born in Thailand, an English passport.Use Key Visa to sort out your retirement visa problems and for getting passports renewed or being obtained for citizens of dual nationalityExceptionally efficient
finlay S.
10:06 24 Nov 22
Had to renew my uk passport and chose key visa to deal with my application as I am up country in Chaiyaphum province.Great service from Darren and staff always quick and friendly replies to emails.Passport back in 11 weeks time it takes for uk to process.Collected by Key visa and posted by ems to me with old passport and letter to transfer visa stamps to new passport.Great service.
Michael H.
07:31 20 Nov 22
Michael “Mick” N.
11:05 19 Nov 22
Polsky E.
01:56 11 Nov 22
After attempting for 2 days to get a retirement visa myself with my Thai girlfriends help to no avail and being left totally frustrated I eventually gave up and contacted Darren. After consultation with Darren he calmly brought me back down to earth, reassuring me that the visa would be procured with little effort by myself. I left feeling very confident and reassured at what Darren had said. Yesterday I collected my passport with said visa for 15 months. Many thanks to Darren and team, Key Visa did a great job.
Alan J.
00:20 08 Nov 22
Non imm "O" extension quick efficient no hassles service.
Bryan P.
02:53 06 Nov 22
Very pleased with the service I received here. Darren was very knowledgeable. Now my retirement Visa has been issued. I am delighted with Key Visa. Fantastic service. I am very grateful.
Tim M.
08:08 30 Oct 22
No wasting time
Martin William B.
09:43 27 Oct 22
Only go to the best !!!
Joe on the Go !
02:44 24 Oct 22
Maurice P.
10:51 21 Oct 22
Having had a difficult time renewing my UK passport I have to thank Key Visa service for their excellent help in difficult times in successfully getting my updated passport. Covid has played a big part in delays from the passport office along with increased demand and the Ukraine conflict but for those non UK residents this has caused many delays. Darren and his staff have been most helpful in ensuring this was completed as quickly as possible and I thoroughly recommend their service to anyone who are looking for this type of service. Many thanks for a five star service.
berny P.
06:23 20 Oct 22
Australian friend having problems with thai wife spouse visa, agency are being very helpful with a excellent customer service
Christopher B.
15:21 18 Oct 22
As always absolutely top class advise and speedy response - these guys have been looking after us for around twenty years and in my opinion the very best.
J T.
07:55 15 Sep 22
Thanks to Darren and his team for renewing my retirement visa and re-entry permit! I got it back in ONE DAY! Awesome service. I highly recommend Key Visa and will definitely be using them again in the future!
Brenda B.
03:16 12 Sep 22
Friendly and efficient service ...
Nicholas D.
22:35 19 Aug 22
In difficult times they got the job done. UK passport renewal in 2022. My only gripe is my emails and phone calls went unanswered during the process. I was rude to the lady in the office. Sorry about that. When we asked for my (old) passport to be sent back on short notice for the 90 day renewal they sent it back immediately. Thanks guys. Sorry for the trouble
Steve H.
06:47 12 Aug 22
Darren and his staff are friendly, helpful and most of all very knowledgeable. If you need real and accurate advice then look no further.
สาวLA.ร้อยเอ็ด C.
05:33 05 Aug 22
Pieter M.
14:23 31 Jul 22
perfect help to get a visa
Ian L.
04:53 08 Jul 22
Darren and his team are truly excellent offering an exemplary service. Was updated regularly as visa was processed and everything went smoothly. Darren took time to explain the process and was always available to answer questions. Highly recommended. Thank you
Wayne C
01:52 07 Jul 22
Great service from Darren and his Team, highly recommended! They get the job done courteously and professionally every time.
Dave N
06:32 06 Jul 22
Easy process to get my 15 month visa. I highly recommend Darren and his team. A+
Chris H.
04:22 06 Jul 22
Passport renewal
Travelling O.
01:43 05 Jul 22
Good and quick service, reliable staff that can handle all visa issues within reason.
Jason M.
15:16 02 Jul 22
Great staff very helpful. Highly recommend Key Visa.
Nicholas W.
00:38 02 Jul 22
Key Visa fantastic helpful staff you want your loved ones to go home with you this is the place that will make it happen.
William F.
12:03 01 Jul 22
I received the answers I wanted. Quickly and easily
Brian C.
03:58 15 Jun 22
I have used Key Visa since moving to Thailand over 3 years ago. Darren quickly helped sort out my VISA, back then and arranged for me to open a Bank Account with Bangkok Bank which is invaluable and a must for any long term stay or ex pat. Also directed me to some one who helped me get Motorbike and Driving Licence. 3 years later and on this occasion I asked them to arrange a new 50 page UK passport along with renew VISA etc. Highly recommend Darren and his staff of front office ladies to get you sorted. Thanks
Tim F
07:59 01 Jun 22
A big thank you to Darren and the staff at Key Visa. I received prompt, courteous and professional communications and service for the annual renewal of my extention of stay and multiple reentry permit. I will be back once again this time next year. Great job!
David H.
01:04 31 May 22
T A.
06:30 27 May 22
Great staff and excellent service.Both polite and prompt.
H A
12:05 24 May 22
Professional and honest man, he extended my tourist visa in one day and at a reasonable price, definitely recommend this office.Hassan,
andy W.
03:21 24 May 22
well Darren it had been 2 years since i last saw you ,i would like to thank you and your staff for an excellent service for my visa. I can highly recommend key visa for all services and i have used them for many years .Dont go anywhere else use Key Visa
Jay R.
15:19 02 May 22
Experienced & knowledge about all things immigration and visas
John A.
07:11 20 Apr 22
Rang them to update my tourist visa from 30 day to 60 day. Was advised I needed my passport plus another passport photo. I dropped them in the office, 5 mins paperwork. Email received day later job done✔️ Took the aggro of doing it myself as a first time visitor.Staff very helpful, I'm more than happy to give Darren and his staff a 5 star review
paul C.
19:04 04 Apr 22
Very helpful and courteous.
Charles C.
07:22 28 Mar 22
Great place for expats to get visa applications completed in record time. They have great immigration contacts so you don't have to wait nearly as long as others do. Also this is only for expat visas. They don't do tourist visas.The only reason the didn't get 5 stars is because the employees are difficult to understand so I had to go in a few times instead of being able to handle things over the phone. The owner is a Brit so for English speakers he's usually always available for questions.
Thinka B.
05:27 12 Mar 22
Excellent and prompt service, very professional.
Linda G.
12:46 11 Mar 22
Key visa staff were really helpful and knew exactly what to do for my request.My application was handled efficiently and quickly and my passport returned very quickly with the stamps required.I would definitely recommend Darren and his staff if you need any visa or passport assistance.
John - C.
13:55 07 Mar 22
Excellent service from Darren and Key Visa. My only complaint was with The Thai Post office who managed to lose an EMS envelope with my passport in it. The passport was wrongly delivered to another town 20 miles away because the postal workers could not read English which was very clearly printed on the envelope. It took a whole day for my wife and the postman to track down the missing passport. Darren was very patient with me and my rantings and very supportive. I would advise anyone that has to deal with The ThaI Postal system to write their address in Thai. In the sticks very few people understand English.
Scott Y.
11:51 26 Feb 22
I have known Darren many years and he has helped me with a range of visa processes during my time in Thailand over the past 15 years. Professional, honest, hardworking and a pleasure to do business with. His staff are friendly and welcoming and they will assist you every step of the way. I recently lost my job and thus had my work permit cancelled and Darren assured me he could help and that's exactly what he did. A pleasure to know. If you need any help and advice with visas, give him a visit - you won't be disappointed. Cheers for your help and kindness!
Jura K.
08:03 24 Feb 22
Very good service. Thanks.
andrey tkachev T.
10:44 16 Jan 22
Very efficient and fast service . Despite the expected slowdown due to the New Year holidays and Covid, Darren and his team did everything possible to solve my problem in a timely manner. I will definitely come here again.
nigel R.
07:50 15 Jan 22
Very good advice, fair prices.Best visa shop i have found in 20 years
Gal Z.
08:41 06 Jan 22
Pretty lovely
John S.
12:06 21 Dec 21
Great service and friendly staff which make it easier to get a visa
Robert H.
05:56 13 Dec 21
I recently renewed my UK Passport through Key Visa and found Darren and his staff to be extremely helpful and efficient. My Passport arrived as promised with zero drama and/or issues. And as such, I highly recommend this company and will definitely be using their services again.
j r
10:13 29 Nov 21
Excellent service will use again and recommend to all. Darren and his staff answered all my many questions quickly and efficiently . Even when all travel restrictions over I still think his professional service extremely good value, a great saving of my time and effort and great value JOHN C RAI
Martin C.
08:50 04 Nov 21
After experiencing problems with initial application for my son's passport Darren at Key visa resubmitted a second successful application at no extra cost. Very happy with the service I received.
Wichan P.
10:37 27 Oct 21
Good and fast service .
Colin C.
02:16 25 Oct 21
Does what it says on the tin. Excellent service.
Hasy H.
04:26 24 Oct 21
Great service friendly people specially great Darren
Joe W.
06:05 19 Oct 21
First time used but not the last excellent service can trust darren
justin M. C.
15:15 18 Oct 21
Darren and his team are always professional and on point.
Kim N.
09:25 16 Oct 21
William
12:35 15 Oct 21
Not my first dealings, they are excellent.
Cameron A.
05:17 23 Sep 21
Great service for getting a new UK passport during Covid restrictions around Bangkok. Thanks Darren!
Gary Z
02:44 08 Sep 21
Darren does a great job at reasonable cost for those who find navigating Thai immigration cumbersome or complicated.
ปลาปลา ค.
07:26 06 Sep 21
justin S.
16:46 28 Jul 21
In the last 16 months Darren has assisted me with getting a new uk passport whilst living in Thailand and just recently a tourist visa for my thai girlfriend, he is very knowledgeable and a pleasure to deal with, would highly recommend
carl E.
03:23 23 Jul 21
Fantastic service highly recommended
Lord Brett S.
05:12 07 Jul 21
I was dreading the prospect of going through the lengthy process of renewing my British passport so I decided to give Key Visa’s passport renewal service a try and I am so glad that I did.All I did was to provide two photographs and pay the all-inclusive fee of THB 12,000. This fee covers all the charges for Key Visa, British HMPO and two trips to Bangkok for Key Visa staff to submit the application and then collect the new passport. I was in and out of their offices within 10 minutes. All documentation was completed by Key Visa staff.After 20 days, I received an email from British HMPO that my passport was ready for collection.I extend my sincere thanks and gratitude to Key Visa for their amazingly prompt and efficient service and would have absolutely no hesitation in recommending their British passport renewal service to anyone who wants a stress-free passport renewal.
scott C.
02:41 03 Jul 21
Excellent service, extremely efficient, UK passport renewal completed in 3 weeks.
Brian Y.
08:58 13 Jun 21
Oh dear,just another boring comment from a satisfied customer.But there's nothing boring about Key Visa.This guy Darren and his team are amazing.I applied to renew my British passport.Took heed of reading about issue delays,but my new passport came back in under 4 weeks.I live in Phuket and was worried about traveling to Bangkok during this covid time.But I needn't have,Key Visa took care of everything,and the service isn't expensive when you consider air fares,accomodation,hassle.So i'll make it brief,Thank you Key Visa,Thank you Darren,Thank you team.
